Service 01 · Granular Data
The engines that power AI with facts.
Nx-Engine + NXOps · NXMap · NXPlan. Granular data infrastructure for banking, industrial, and public-sector compliance.
Every figure traceable to a source record. Every regulatory report a query against the same granular base. Every AI agent on top operating on facts the auditor will also see. Deployed since 2013, in active production across SMBC, CTBC, Thai Airways, Mitsubishi Electric, Jurong Port, and others across APAC.
01 / What's underneath
One engine. Three product layers. One lineage-tracked base.
Granular Data is built around the Nx-Engine — a granular data engine that ingests transaction-level inputs (loans, securities, meter readings, ERP records, supervisory feeds), structures them to ISO 14064, PCAF v2025, ISSB, ESRS, MAS 610, and CBAM standards, and exposes the result as a queryable base. NXOps, NXMap, and NXPlan are the three product layers on top.
| Layer | Product / engine | What it does |
|---|---|---|
| Engine | Nx-Engine v2.4.1 | The granular data engine. Position-level lineage, vintage tracking, rule packs for every standard, audit trail. Same engine across banking, industrial, and public-sector deployments. |
| Library | EF Library 2024.Q4 | Emission factor library — region- and asset-class-tagged, versioned for audit, refreshed quarterly. Sources include IPCC, IEA, DEFRA, IFC, country-specific TGO and NEMS sets. |
| Ingest & structure | NXOps | Connectors to sensors, meters, ERPs, core banking, custody, securities, derivatives, supervisory feeds, and counterparty masters. Outputs granular, ISO-grade, lineage-tracked data. |
| Measure & verify | NXMap | Compliance and financed-emissions inventory. Position-level, audit-ready, multi-standard. PCAF v2025, ISSB S1/S2, ESRS E1–E5, GRI, ISO 14064, MAS 610 modules. |
| Simulate & decide | NXPlan | Scenario simulation and reduction-strategy planning on top of the granular base. SBTi targets, transition risk modelling, capex sequencing, AI agents that operate on the same evidence. |
02 / Three delivery modes
Same engines. Three ways to deploy them.
Granular Data ships in whichever delivery mode fits your data sovereignty, integration timeline, and internal capability. The engines stay the same; the procurement pathway changes.
Mode 01
Platform
SaaS on Evercomm cloud · fastest to deploy
Multi-tenant hosting, auto-updated, standard connectors. Weeks-to-value rather than months. Best when integration speed matters more than data residency.
Mode 02
Engine
Local / on-prem deployment · full data sovereignty
Nx-Engine deployed in your environment. Customisable rule packs and connectors. Data never leaves the customer perimeter. Required for MAS, BOT, BSP, and other supervisory contexts.
Mode 03
Services
AI-enabled managed services · we operate, you receive outcomes
Evercomm engineers run the engines on your data and deliver outcomes — reports, certifications, simulations. No internal capability required. Lower total cost at low volume; often paired with Assurance.
03 / Where it deploys
Banking, industrial, and public sector — all on the same engines.
The same Granular Data stack powers position-level financed emissions at a bank, facility-level operational reporting at an industrial, and impact metrics at a public-sector agency. Different rule packs, same lineage discipline.
Sector 01 · Banking
Position-level financed emissions. MAS 610-ready.
PCAF v2025 · MAS 610 · ISSB S2
SMBC as initiative lead. CTBC in active build for Q3. ABS partnership going live alongside Regnology.
See the banking deployment →Sector 02 · Industrial
One granular base. Every report. Every model.
CSRD · CBAM · ISSB · SBTi · ISO 14064
Thai Airways, Mitsubishi Electric, Jurong Port, KTIS, Punggol District. Sensor, meter, and ERP data structured to ISO 14064 and used for both compliance and operational AI.
See the industrial deployment →Sector 03 · Public sector
Accountable, AI-ready public reporting.
Launching 2026 · Design partners open
Same granular data infrastructure, adapted for government, healthcare, education, and major NGOs. Data sovereignty, mission-aligned metrics, funder-grade reporting.
See the public-sector deployment →04 / Standards-ready
Built for whichever standard finds you.
Granular Data ships rule packs for every major global and APAC standard customers and regulators care about. Rule packs evolve; the data layer underneath stays stable — same engine reports against any combination of regimes a customer is exposed to.
Category 01
Financial & supervisory
Position-level financial reporting, granular supervisory returns, and financed-emissions methodologies — APAC and EU-pattern regimes alike.
Category 02
Climate & sustainability disclosure
Standards-aligned climate and sustainability disclosure across corporates (listed and private), public-sector entities, NGOs, and regulated supply-chain participants — wherever a customer, regulator, or funder asks for granular evidence.
Category 03
Engineering & operational
Engineering and management-system standards across the ISO family, operational emissions accounting, science-based targets, and sector-specific environmental schemes used in industry across APAC.
Category 04
Transition & blended finance
Transition-finance frameworks, blended-finance taxonomies, sustainability-linked instruments, and EU and ASEAN taxonomies — the structuring layer behind Evercomm's Aligned Capital service.
When a regulator changes the rules, the rule pack updates — the data layer doesn't. Reports that took quarters now take a query.
05 / Within Evercomm
Granular Data is the data layer. Two services sit on top.
Customers run Granular Data alone, or alongside the two adjacent services. Each builds on the same lineage-tracked base.
Service 02 · Assurance
Assess. Simulate. Verify.
Strategic assessment, solution simulation, transition roadmap, digital verification, and AI readiness — delivered by Evercomm engineers using the same engines, with expertise wrapped around the outputs. The natural front door if you're not ready to operate Granular Data yourselves.
Go to Assurance →Service 03 · Aligned Capital
Capital toward the granular shift.
Capital structured around the same transition Granular Data measures. Aligned Products co-created with financial institutions; Aligned Ventures investing directly into aligned technology. Launching 2026.
Go to Aligned Capital →Talk to the Granular Data team.
Whether you're starting from greenfield, replacing a stalled ESG platform, or graduating from a one-off Assurance engagement — there's a Granular Data conversation to have. Pick the delivery mode that matches your environment; the engines are the same.